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Brooks McCall & Associates, Inc Blog

View the latest blog posts from Brooks McCall & Associates, Inc.

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Thursday, May 5, 2022

Should You Drop Full Coverage on an Old Car?

As your car grows older, the value of the vehicle generally goes down. This is in part due to the general value, but also the likely increase in miles and the swiftly changing landscape of new cars. When the value of your vehicle drops significantly, it may be time to reevaluate how much car insurance you have. READ MORE >>

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Thursday, April 14, 2022

How to Protect Your Home from Floods

As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. Although bad weather is hard to predict and impossible to prevent, there are still steps you can take to protect your home when a flood occurs. READ MORE >>

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Wednesday, March 16, 2022

Top Tips for Buying Motorcycle Insurance

These days, retaining good motorcycle insurance is more important than ever. Motorcycle insurance can compensate you if you are injured in an accident, provide funds needed to repair your bike and pay for losses due to theft. In addition, motorcycle insurance is required by law and you could face serious penalties and fines if you aren't covered. READ MORE >>

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Friday, February 11, 2022

10 Things to Consider When Evaluating Boat Insurance

Are you a new boat owner? It’s not unusual to assume that your boat is covered by your homeowners insurance. That might be true for a very small boat, but not for something with a hefty price tag.  The first thing that usually comes to mind when buying boat insurance is accident coverage; protecting your passengers is every boat captain’s priority. READ MORE >>

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Monday, January 17, 2022

Is RV Insurance Different Than Car Insurance?

Recreational vehicles vary widely, from mopeds to motorcycles to trailers. With so many different types, recreational vehicles often need different types of insurance tailored to their unique risks.  Since RVs face different risks, there are often different coverages available for them. READ MORE >>

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Tuesday, December 21, 2021

Life Insurance is for People of All Ages

Why would a person who just turned 20 want to buy life insurance? Why would a young couple with two young children need to have a policy? Is there any reason for a retired person on Social Security to have life insurance? While not everyone who is in a similar situation as described above needs life insurance, most can benefit by having coverage. READ MORE >>

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Friday, November 19, 2021

How to Avoid Professional Liability Risks

A professional liability claim, also known as errors and omissions, can be filed by a customer or client of a company that errs. An error can include mistakes in written documentation or performance, failing to inform the client of a change in plans and any variety of miscommunications that result in an unsatisfied customer. READ MORE >>

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Friday, October 22, 2021

Who Needs Professional Liability Insurance?

You’ve started your business and now you’re ready to protect it with insurance. But how do you know which insurance policy fits your business the best?   Professional liability insurance is also known as errors and omissions liability insurance. READ MORE >>

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Thursday, September 16, 2021

How Much General Liability Insurance Do You Need?

Liability needs vary from business to business depending on the risk of lawsuit posed to the industry. General liability insurance is one of the most common and most important types of liability insurance, as it covers basic accidents and lawsuits that threaten nearly every business.  READ MORE >>

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Monday, August 16, 2021

BOP Insurance Can Protect Your Assets: Building, Equipment, Furniture, and Inventory Protection

Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. READ MORE >>

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